NJ's Direct Private Lending Powerhouse.
Above All Capital Group is a NJ-based direct private lender — no middlemen, no delays. We fund residential, commercial and mixed-use deals across NJ, NY, FL and beyond. With decades of experience, our mission is simple: Get you funded above all else.
We understand the speed of real estate. Our team streamlines the underwriting process to ensure capital moves at the pace of your opportunity. No W2s, no tax returns—just asset-based funding delivered with precision.
LOAN PRODUCTS
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BRIDGE LOANS
6–24 months, $100K–$10M+, fast closings for acquisitions.
04
DSCR RENTAL LOANS
30-year fixed or ARM, no income verification, min DSCR 1.0x.
02
FIX AND FLIP LOANS
6–18 months, up to 90% purchase plus 100% rehab, based on ARV.
05
HARD MONEY LOANS
Asset-based, close in 5–7 days, flexible credit, 6–24 months.
03
CONSTRUCTION LOANS
Ground-up, 12–24 months, $250K–$20M+, draw schedule.
06
COMMERCIAL LOANS
Multifamily, mixed-use, retail, $500K–$25M+, recourse options.
WHY CHOOSE ABOVE ALL CAPITAL • FAST CLOSINGS • DIRECT PRIVATE LENDING • NO BROKERS • FLEXIBLE UNDERWRITING • MILLIONS FUNDED • CUSTOM STRUCTURES • TRANSPARENCY •
RAPID EXECUTION
Close in 5–10 days with flexible underwriting designed for the speed of the NJ market.
DIRECT CAPITAL
Direct lender status means no middlemen, no W2s, and no tax returns required for your deals.
CUSTOM DESIGN
Millions funded through custom loan structures that move at the scale of your ambition.
ABSOLUTE REACH
Transparent lending with no hidden fees, operating across NJ and multiple states nationwide.
HOW IT WORKS
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Submit Your Deal
Submit your deal details in just 10 minutes. Our streamlined digital application is designed for speed and efficiency, respecting your time as an investor.
Term Sheet Review
Receive a custom term sheet within 24–48 hours. Our direct lending model eliminates middleman delays, providing you with flexible terms tailored to your deal.
Close and Fund
Close and fund in just 5–10 business days. Funds are wired directly to the closing table, ensuring you never miss a time-sensitive real estate opportunity.
NJ-Based Direct Lender • Residential • Commercial • Mixed-Use
What is the minimum credit score?
There is no minimum credit score. We focus on the quality of the deal and collateral.
Where do you lend?
While based in NJ, we fund properties in NY, FL, and multiple states nationwide.
Higher Approval Rates
Lending decisions based on the asset's after-repair potential.
Ready to Apply?
Complete our fast digital application today and get started now.
Speed
Close in days, not months. Capital when you need it.
Asset-based financing from private lenders focused on property value rather than personal income. It is the ideal solution for investors needing fast capital that traditional banks simply cannot provide.
PRIVATE LENDING
What is it?
Everything You Need to Know About Private Lending
Key Benefits
Flexibility
Custom terms tailored specifically to your real estate deal.
Frequent Questions
How fast can I close?
We aim to close and fund most deals within 5 to 7 business days.
What are the loan amounts?
Our lending capacity ranges from $100K to $25M plus for institutional-grade deals.
Less Documentation
No W2s or complex tax histories required for qualification.
Who is it for?
House flippers, real estate developers, rental landlords, and investors denied by banks. Perfect for anyone with a strong real estate deal looking for speed and agility.